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Home insurance deductible calculator
Compare deductibles and put the extra out-of-pocket cost next to your annual premium.
01 / Enter your numbers02 / Understand the result03 / Review your options
Make the deductible tradeoff visible
What would a different deductible change?
Estimate the out-of-pocket amount and compare it with the annual premium you pay today.
Educational estimate only. Actual rates, approval, coverage, and savings depend on the offer or service available to you.
Understand your result
Put the deductible difference in dollars
The result shows how much more or less you would pay toward a covered claim under the proposed deductible. Put that difference alongside a real premium quote.
Your next step
Read the home insurance guide
Review coverage and deductible questions before moving on to an insurance quote. A lower premium alone does not describe the policy.
Third-party providers set their own terms and eligibility. We may receive compensation for referrals.
