We link to the actual state regulator on every one of these pages, not just our own contact form — if a lender's genuinely doing something wrong, that's who can actually do something about it.
— Steven, Co-Founder
Not sure how much you'd actually save?
Run your real balances through the calculator — no email required.
Is there a maximum interest rate lenders can charge in Texas? −
Texas caps rates for certain loan structures, and licensed consumer lenders operate under limits set by the Texas Office of Consumer Credit Commissioner. The exact cap depends on the loan type and lender license — check the OCCC's published rate ceilings for the specifics that apply to your loan.
Do all lenders on this site operate in Texas? −
No. Lender licensing varies by state, so the table on this page only shows lenders currently licensed to operate in Texas. Check our full lender comparison for the complete network.
Who do I contact if I have a complaint about a lender in Texas? −
Texas consumer lending complaints can be filed with the Texas Office of Consumer Credit Commissioner (OCCC), and general consumer protection complaints can go to the Texas Attorney General's Consumer Protection Division. Contact details are above.
