The Ledger · Instructor

Ryan Law

Ryan is an award-winning educator, speaker, author, and a recognized expert in client communication, financial psychology, student loans, and behavior change. He received his bachelor’s degree from Utah State University in Family Finance and master’s degree in Personal Financial Planning from Texas Tech University. He is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional and an Accredited Financial Counselor (AFC®).
Ryan teaches at Utah Valley University in the Financial Planning program and is the Director of the award-winning Money Success Center. Ryan is a founding member of the Financial Behavior Keynote Group and the CEO of Ryan Law Consulting and Ryan Law Financial Education. He is the author of the books Make Positive Changes: A 5-Step System for Success and Student Loan Planning: A Borrower’s Guide to Understanding and Repaying Student Loan Debt. He is a co-editor of the book Financial Counseling. Ryan has been married to his wife, Traci, since 1999, and they have five children.

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Rates, fees, eligibility, and product availability can change. This article is educational and is not a promise of approval or individualized financial advice. Review the lender or provider’s current disclosure before applying.

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