Money Market Account: The What, How, and When
What is a money market account and how does it work? A money market account is a type of savings account offered by a bank…
Read the note →The Ledger · 2026
The Ledger
Notes, reviews, and explainers from The Yukon Project.
How to Save Money When You’re Shopping
How to save money when you’re shopping One of the best environments in which to save money is while shopping. That makes sense, this is…
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How to Save Money on Entertainment
How to save money on entertainment When people are giving you advice on how to save money, often the very first thing they’ll tell you…
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Understanding the Certificate of Deposit: Maximize the Value
What is a certificate of deposit (CD) and how does it work? A certificate of deposit or (CD) is a savings product that offers a…
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What is a Financial Coach and Who Should Use One
What is a financial coach? A financial coach is a professional who will work directly with a client to help them reach their financial goals.…
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How to Save Money on Utilities
How to save money on utilities at home When you’re looking for ways to save money, don’t forget to look within the walls of your…
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How to Save Money on Groceries and Food
How to save money on groceries and on food We humans have this problematic characteristic of needing food every single day. That means that when…
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How to Find a Financial Advisor
How do I find a financial advisor? It can be daunting to find a financial advisor. How do you know whether they are any good?…
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How to Get Out of Debt!
How to get out of debt The secret to any debt payoff strategy is to find ways to allocate more money to paying down principle.…
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Shared Equity Loans: What they are and how they work?
What is shared equity? A shared equity loan is a broad category of strategies for extracting the value locked up in a person’s equity in…
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What to Know When Shopping for Car Insurance
What is car insurance? Car insurance is a type of insurance policy that provides financial protection to car owners in the event of damages or…
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How Prepaid Debit Cards
What is a prepaid debit card? Prepaid debit cards also go by the names stored-value cards, prepaid cards and payroll cards. Instead of accessing the…
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What are Payday Loans?
What are payday loans? Payday loans are a form of short-term small dollar lending. They are often used by people who have a difficult time…
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How Many Savings Accounts Should I Have?
Many people think that they aren’t saving enough money every month to have more than one savings account, but there’s a better way to think…
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Christmas 2023 Solved! How to Prevent Overspending
Nothing is worse than having to take six months just to dig yourself out of added holiday debt. Unfortunately, many of the things people do…
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OneMain Financial Personal Loans Review: What to Know
About OneMain Financial OneMain Financial is a company that primarily lends to people with lower credit scores. They are a publicly traded company that currently…
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Explained: LendingClub Debt Consolidation Loans
Consolidating debt into a single loan that has a lower interest rate can be a powerful tool for getting out of debt. The question is,…
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LendingPoint Debt Consolidation Loan Review
In this Article Have you received a loan offer from LendingPoint? Maybe you’ve seen them and are wondering whether you should apply for a debt…
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Answers to the Internet’s LendingPoint Questions, Fast
We have the answers to the internet’s most common LendingPoint questions. Here we go! What is the maximum loan amount for LendingPoint? $36,500 (kind of…
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Credit Cards Can Make You Overspend. Prevent it!
The credit card problem Social science findings consistently show that people tend to spend more when using credit cards compared to cash. Therefore, it’s a…
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Dave Ramsey Doesn’t Understand Credit Card Rewards
Dave Ramsey has helped millions of people escape debt through his practical approach to personal finance. But that doesn’t mean he understands credit card rewards.…
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Empower Your Finances: Use a Checking Account
What is a checking account? A checking account is a depository account with a bank or a credit union where you can keep money. Institutions…
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Unlocking Savings: The Best Time and Reasons for Auto Refinancing
What does it mean to refinance a car? Refinancing a car –or auto refinancing– means replacing the current auto loan with a new one. The…
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How Personal Loans Work and Where to Get One
Summary Personal loans are a very flexible form of credit. They can vary from $200 to $100,000 and can be used for a wide range…
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