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Debt consolidation calculator
Compare your current debt with the payment on a consolidation loan.
01 / Enter your numbers02 / Understand the result03 / Review your options
Put the tradeoff on paper
Would consolidation lower the monthly pressure?
Compare your current balances with a single estimated loan payment before you apply.
Educational estimate only. Actual rates, approval, coverage, and savings depend on the offer or service available to you.
Understand your result
Check whether the tradeoff works
The result compares the same balance over the same term at two rates. A smaller payment only helps if the full repayment cost and any fees also work for your situation.
Your next step
Compare consolidation options
Compare available loan terms with the numbers you just tested, including fees and the total amount repaid.
Third-party providers set their own terms and eligibility. We may receive compensation for referrals.
