The Financial Trauma of Childhood Poverty
The relationship between growing up poor and one’s spending habits as an adult can actually vary quite a bit. Growing up in poverty creates trauma…
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The Ledger
Notes, reviews, and explainers from The Yukon Project.
The Truth About What Your Credit Score Measures
We spend a lot of time worrying about our credit score. Credit repair is a billion-dollar industry. Having a poor credit score can cost us…
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How an Ostrich Can Destroy Your Personal Finances
Behavioral psychology and personal finance The ostrich principle of personal finance. This is the seventh article in our behavioral psychology series by Jonathan Walker, Co-Author…
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How Anchoring Can Hurt Your Personal Finances
Behavioral psychology and personal finance What is anchoring in your personal finances? This is the sixth article in our behavioral psychology series by Jonathan Walker,…
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How Too Many Choices Can Ruin Your Personal Finances with Choice Overload Bias
Behavioral psychology and personal finance The choice overload bias and the problem with too many choices. This is the fifth article in our behavioral psychology…
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How to Use Mental Accounting to Improve Your Personal Finances
Behavioral psychology and personal finance Using mental account to improve personal finances! This is the fourth article in our behavioral psychology series by Jonathan Walker,…
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How Doing Nothing Can Blow Up Your Personal Finances: The Status Quo Bias
Behavioral psychology and personal finance The Status Quo Bias! This is the third article in our behavioral psychology series by Jonathan Walker, Co-Author of Anchors,…
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When Being Hot Can Hurt Your Personal Finances
Behavioral psychology and personal finance This is the second article in our behavioral psychology series by Jonathan Walker, Co-Author of Anchors, Ostriches, and a HotPair…
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How to Recruit Your Brain to Help With Personal Finances
Behavioral psychology and personal finance This is the first article in our behavioral psychology series by Jonathan Walker, Co-Author of Anchors, Ostriches, and a HotPair…
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What are Credit Inquiries on Your Credit Report?
Credit inquiries, also known as credit pulls or credit checks, occur when you or entity requests access to your credit report from a credit bureau…
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Haggling: 8 Proven Tips to Save Money
Looking to save money? More expenses are negotiable than you might have thought. That’s right, the age of haggling is upon us! You might think…
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How to Save Money When Managing Your Money
How to manage your money better to save money Managing your money can be one of the most expensive things we do in our lives.…
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Savings Accounts: Everything you Ever Needed to Know
What is a savings account? A savings account is a financial product offered by a depository organization (like a bank or a credit union) where…
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Discover debt consolidation loan review
While 80% of Discover Financial Services revenue comes from credit cards, they still earn $8 billion a year from personal loans. So, should you consider…
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Unveiling the Best Debt Consolidation Loans of 2024
Here is a list of our best debt consolidation loans for 2024. If you want to learn more about any of these companies, you will…
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Mastering Your Money: Unveiling Paths to Debt Relief in 2024
The comprehensive list of where to turn for debt relief in 2024 If you are weighed down by heavy consumer debt, you might not know where…
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Detailed Review of Rocket Mortgage Personal Loan
Rocket Mortgage personal loans Maybe you’ve received a pre-approved offer for a personal loan from Rocket Mortgage. Or, maybe you have a Rocket Mortgage and…
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Title Loan Explained: Understand the Risks and Benefits
What is a title loan or car title loan? A title loan is a type of secured, short-term personal loan that allows you to borrow…
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How to Save Money on Gas and Transportation
How to save money on gas and transportation We sure do love our cars in the United States! Most of our lives revolve around the…
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Jonathan Walker
Jonathan Walker built the customer communication strategies for two personal loan brands, established the customer experience strategy for the financial wellness website Elevate.com, and co-founded…
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Americor Debt Relief Review: Important Details!
In this Americor debt relief review you will find the information you need before you embark on a debt relief program with Americor. When you’re…
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What is a Line of Credit and How They Work
What is a personal line of credit? A line of credit is a flexible borrowing arrangement that allows you to access funds up to a…
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What to Know Before Choosing a High Yield Savings Account
What is a high yield savings account (HYSA) and is it a good idea? A high-yield savings account (also sometimes called a high interest savings…
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Financial Advisor: More Than What You Think
What is a financial advisor? A financial advisor is a legal designation for someone who is approved by certification to provide financial advice, especially when…
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