TERMS OF SERVICE TEMPLATE — THE LEDGER · replace bracketed items with real legal-reviewed language before publishing

1. Who we are

TheYukonProject.com is operated by The Yukon Project [insert legal entity name, e.g., "The Yukon Project LLC"], an independently run personal finance resource. By using this site, you agree to these terms.

2. What this site does — and doesn't do

TheYukonProject.com is not a lender, a bank, a credit broker, or a credit counseling service. We provide educational content and a comparison tool that connects you with third-party lending partners. Any loan offer, and the terms of that offer, comes directly from the lender you choose — not from us.

3. Acceptable use

You agree to provide accurate information when using our rate-check tool and calculator, and not to use this site for any unlawful purpose or to misrepresent your identity when applying for a loan through a partner lender.

4. Third-party lenders

When you check your rate, your information is shared with lenders in our network as described in our Privacy Policy. Each lender has its own terms, underwriting criteria, and privacy practices, which govern any loan you accept with them. We may receive a referral fee from a lender if you take a loan through them — see How We Rate Lenders for how that does and doesn't affect what you see on this site.

5. No financial advice

Content on this site, including the debt payoff calculator, lender reviews, and educational articles, is for informational purposes only and does not constitute financial, legal, or tax advice. You should consult a qualified professional before making significant financial decisions.

6. Limitation of liability

[Standard limitation-of-liability language to be inserted following legal review — e.g., disclaiming liability for third-party lender actions, site availability, and the accuracy of rate estimates, which are illustrative and subject to change by the lender.]

7. Changes to these terms

We may update these terms from time to time. The "last updated" date at the top of this page reflects the most recent revision. Continued use of the site after changes means you accept the updated terms.

8. Contact us

Questions about these terms can be sent to [email protected].

A useful next layer

A plain-English way to use these terms

These terms describe how the site works, how referrals may be compensated, and what the site can and cannot promise. Read them alongside the relevant disclosure on the page you are using.

Read the privacy policy

Use this page as a starting point, then verify current details in the lender or provider disclosure.

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From the people behind the notes.

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